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Curing a hangover

Making the time to conduct regular maintenance checks can be difficult during the busy season.  Spring is a good time to improve and maintain your farming operation after the winter storms. 

We know, because last year we paid out more than $800,000 for losses caused by storm damage.

How can you avoid the same loss?

  • Trim branches that hang over fences, buildings, power and telephone lines.  Broken branches can soon become dangerous missiles in gusty winds.
  • Make sure shed roofs and doors are maintained and securely fastened.
  • Move vehicles and heavy equipment out of the way of a storm.  Storing them inside a farm building is the best way to avoid the risk altogether.
  • Know what the weather is doing - check forecasts regularly especially if you live in areas of unpredictable weather changes such as wind prone areas.

Make sure your insurance policy is able to cover:

  • Loss to your farm buildings due to accidental loss caused by fire, explosion, lightning, hail, snow and storm or flood.
  • Loss to your farm fencing for fire, lightning, explosion flood or storm.
  • Loss to your farm bridge, livestock and vehicle underpass and culvert for accidental loss, including a washout.
  • Liability insurance for damage to others' property.

 

For a more proactive look at your insurance, call FMG today on 0800 366 466.