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The FMG difference

Back in 1905, long before it was fashionable to be ‘kiwi’, a mutual insurer was born in rural New Zealand. Today FMG is the country’s leading rural insurer offering specialist risk advice and insurance to over 57,000 clients.

FMG also provides business, lifestyle, household and personal insurances, including life and income protection, across 30 offices nationwide.

Six reasons we’re different

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We help all New Zealanders take risk

We understand risk is a part of life so rather than try and avoid it we work with clients to understand their attitude to risk and come up with a customised solution for them.

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Over 100 years experience with rural New Zealand

We’ve worked alongside rural and provincial communities for over 100 years and understand the risks and challenges they face.

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We’re a Mutual

Our members are our owners, think of it as you insuring you. Profits are reinvested back into the business rather than heading offshore, which helps keep your premium fair and affordable.

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100% New Zealand owned and operated

We’re in it for the long haul and will be here in the bad times as well as the good, to help our clients achieve the things they want.

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We're direct

We have all important services in-house, which means we don’t deal with brokers. Whether it’s updating a policy, making a claim, or having a damage assessment made, clients deal direct with us - not some middleman.

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We grew up on the land

We were formed by farmers for farmers. While we’ve been around for a while our focus has always been, and still is, on challenging and improving on the status quo.

Watch the videos below to learn more about the FMG difference.