FMG knows that protecting your future and the future of those you care for takes planning. At FMG we work with you on a plan to find out what’s right for you.
An Advisor will talk to you about your personal goals, financial priorities and status, income and the future security you want for your loved ones in a time of death or disability.
A Risk Protection Plan provides you and your family with financial security. It includes Trauma Protection, Income Protection, Business Expenses Protection and Future Insurability. We also offer a number of other products including Life Protection which includes a Terminal Illness Benefit providing you with a one-off cash payment.
Trauma Protection is a lump monetary sum paid to you when you are diagnosed with certain serious medical conditions.
Income Protection provides a replacement of income of up to 75% of pre-disability earnings if a disability, whether by sickness or accident, prevents you from working.
Business Expenses Protection provides a benefit to cover up to 100% of eligible business expenses or the cost of a replacement if you are disabled through illness or injury and unable to work.
Life Protection is a lump sum payment of money paid in the advent of death. Should you be diagnosed as terminally ill and expected to die within 12 months, the sum assured can be paid prior to death.
To find out more or have an obligation free consultation with a FMG Adviser call 0800 366 466.
Most Risk Protection Plans and Life Protection policies are underwritten and administered by Fidelity Life a wholly owned New Zealand financial services company and AXA.