Top 3 Lifestyle Liability Tips


Escaped animals

Escaped animals

Animals getting out is one of the most common causes of Liability claims. Once escaped, animals often end up on the road causing an accident or damaging neighbouring properties. Sometimes it can be as simple as a gate being left open that lets them get out. Make sure you’ve got the right fencing for the animals you’ve got and any damage to fences or gates should be fixed immediately.



Falling trees

Falling trees

Often you are responsible for the trees on your property and any damage they cause. Trees falling onto neighbouring buildings and fences is another common Liability claim. Keep trees well maintained near buildings and at least 4 metres from overhead powerlines. Government regulations say that if a tree is within 4 metres of the overhead lines, you must use an approved contractor to have it trimmed.



Equipment damage

Contractor equipment damage

Contractors are really handy for jobs that require specialist equipment such as mowing or fencing. Around 1 in 10 of lifestyle block Liability claims come from contractors damaging their equipment from hazards they weren’t aware of. Taking the time to check over the hazards on your property before they start the job and making them aware of these can go a long way to prevent this from happening. 



FMG's Lifestyle Block Guide

Check out our guide for more comprehensive lifestyle block advice.