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It also provides cover for serious illness or injury to the grower, their family, orchard or business, and liability cover for accidental damage to other people's property or injury not covered by ACC.", "sourceUrl": "https://www.fmg.co.nz/what-we-cover/horticulture-and-viticulture", "pageTitle": "Insurance for Horticulture & Viticulture | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:34:55Z", "relevanceScore": 0.90, "contentType": "evidence", "audienceType": "general" } ], "maturityStatus": "established", "audienceType": "general" }, { "entityId": "e_010", "@type": "Service", "name": "FMG Dairy Farmer Insurance", "description": "FMG Dairy Farmer Insurance is a specialised insurance offering from FMG designed for dairy farmers, contract milkers, and sharemilkers across New Zealand. FMG's team of rural experts works directly with dairy sector clients to provide cover including farm vehicles, irrigators, dairy shed loss of income, liability, and milk contamination. The offering reflects FMG's understanding of the specific operational and financial risks faced by dairy farming businesses.", "relations": [ { "predicate": "PRODUCED_BY", "targetName": "FMG", "targetId": "e_001" } ], "hasChunks": [ { "chunkId": "c_027", "text": "FMG works with dairy farmers, contract milkers and sharemilkers right across New Zealand, with a team of experts who understand the challenges they face. Cover includes farm vehicles such as tractors and quad bikes, irrigator cover, dairy shed loss of income, liability for damage to other people's property, and options for milk contamination and spoilage.", "sourceUrl": "https://www.fmg.co.nz/what-we-cover/dairy-farmers", "pageTitle": "Dairy farmers | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:37:08Z", "relevanceScore": 0.95, "contentType": "definition", "audienceType": "general" }, { "chunkId": "c_028", "text": "FMG's dairy farmer insurance includes cover for increased cost of milking or continuing farming after a loss or damage to a dairy shed, as well as a range of options to cover the impact of death, serious illness and injury to the farmer, their family, farm or business.", "sourceUrl": "https://www.fmg.co.nz/what-we-cover/dairy-farmers", "pageTitle": "Dairy farmers | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:37:08Z", "relevanceScore": 0.90, "contentType": "evidence", "audienceType": "general" } ], "maturityStatus": null, "audienceType": null }, { "entityId": "e_011", "@type": "Service", "name": "FMG Arable Farmer Insurance", "description": "FMG Arable Farmer Insurance is a specialised insurance offering from FMG designed for arable farmers growing seasonal crops across New Zealand. FMG covers a range of risks including farm vehicles such as tractors and quad bikes, irrigators, personal vehicles, life and health, and liability for accidental damage to third-party property. The product complements existing schemes such as the United Wheat Growers Scheme, providing top-up cover and a full suite of rural and business insurance options tailored to the growing cycle.", "relations": [ { "predicate": "PRODUCED_BY", "targetName": "FMG", "targetId": "e_001" } ], "hasChunks": [ { "chunkId": "c_029", "text": "FMG Arable Farmer Insurance is built for New Zealand arable farmers, offering cover for farm vehicles such as tractors and quad bikes, irrigators, personal vehicles, and liability for accidental damage to other people's property or injury not covered by ACC. FMG can also provide a top-up to the United Wheat Growers Scheme, alongside a broader range of rural and business insurances tailored to each growing season.", "sourceUrl": "https://www.fmg.co.nz/what-we-cover/arable-farmers", "pageTitle": "Insurance Built for NZ Arable Farmers | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:41:54Z", "relevanceScore": 0.92, "contentType": "definition", "audienceType": "general" }, { "chunkId": "c_030", "text": "FMG offers arable farmers a range of options to cover the impact of death, serious illness and injury to themselves, their family, farm or business, as well as cover for vehicles used mostly for farming activities. Irrigator cover is also available, reflecting the capital investment arable operations make in irrigation infrastructure.", "sourceUrl": "https://www.fmg.co.nz/what-we-cover/arable-farmers", "pageTitle": "Insurance Built for NZ Arable Farmers | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:41:54Z", "relevanceScore": 0.85, "contentType": "evidence", "audienceType": "general" }, { "chunkId": "c_031", "text": "A client testimonial on the FMG arable farmers page highlights the importance of liability advice: 'We've really appreciated the advice, particularly around liability. Advice around who's responsible and liable for insurance with harvested goods is really important.' This underscores FMG's role in providing specialist guidance beyond standard policy cover.", "sourceUrl": "https://www.fmg.co.nz/what-we-cover/arable-farmers", "pageTitle": "Insurance Built for NZ Arable Farmers | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:41:54Z", "relevanceScore": 0.78, "contentType": "example", "audienceType": "general" } ], "maturityStatus": null, "audienceType": null }, { "entityId": "e_012", "@type": "Service", "name": "FMG Sheep and Beef Farmer Insurance", "alternateName": "Sheep & Beef Farmer Insurance", "description": "FMG Sheep and Beef Farmer Insurance is a specialised insurance offering from FMG tailored for sheep and beef farming operations across New Zealand. FMG recognises that no single cover option suits all sheep and beef farmers, so its team meets with farmers on-farm to discuss individual needs. The offering encompasses livestock cover for cattle, sheep, deer, and other animals, farm vehicle cover including tractors and quad bikes, life and income protection options, and public liability cover.", "relations": [ { "predicate": "PRODUCED_BY", "targetName": "FMG", "targetId": "e_001" } ], "hasChunks": [ { "chunkId": "c_032", "text": "FMG Sheep and Beef Farmer Insurance is designed with the understanding that there's no one cover option that suits all sheep and beef farmers. FMG's team can meet with you on farm to talk through what you need, as well as what you don't, covering options such as wool or haysheds and farm vehicles.", "sourceUrl": "https://www.fmg.co.nz/what-we-cover/sheep-and-beef-farmers", "pageTitle": "Insurance for Sheep & Beef Farmers | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:44:47Z", "relevanceScore": 0.95, "contentType": "definition", "audienceType": "general" }, { "chunkId": "c_033", "text": "FMG's sheep and beef farmer cover includes livestock insurance for a range of animals including cattle and dairy cows, bulls, sheep, poultry, deer, goats, and pigs. Vehicle cover is available for tractors, quad bikes, and other farm-use vehicles, and irrigator cover is also available.", "sourceUrl": "https://www.fmg.co.nz/what-we-cover/sheep-and-beef-farmers", "pageTitle": "Insurance for Sheep & Beef Farmers | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:44:47Z", "relevanceScore": 0.90, "contentType": "evidence", "audienceType": "general" }, { "chunkId": "c_034", "text": "FMG offers sheep and beef farmers a range of options to cover the impact of death, serious illness, and injury to the farmer, their family, farm, or business. Public liability cover is also available for cases where the farmer accidentally damages other people's property or causes injury not covered by ACC.", "sourceUrl": "https://www.fmg.co.nz/what-we-cover/sheep-and-beef-farmers", "pageTitle": "Insurance for Sheep & Beef Farmers | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:44:47Z", "relevanceScore": 0.88, "contentType": "evidence", "audienceType": "general" } ], "maturityStatus": "established", "audienceType": "general" }, { "entityId": "e_013", "@type": "Service", "name": "FMG Equine Insurance", "alternateName": "Horse Insurance", "description": "FMG Equine Insurance is a specialised insurance offering from FMG for horses used in recreational riding, equestrian sport, breeding, farm work, and leisure. FMG provides specialist Equine Insurance Consultants with experience and passion for horses, offering policy tiers ranging from basic external accident cover through to comprehensive packages such as Horse Plus and Horse Deluxe that include veterinary costs for illness and injury. Coverage options also extend to horse floats under FMG's private vehicle insurance policy.", "relations": [ { "predicate": "PRODUCED_BY", "targetName": "FMG", "targetId": "e_001" } ], "hasChunks": [ { "chunkId": "c_035", "text": "FMG offers a range of insurance options for horses used in competitive equestrian disciplines, hunting, breeding, and general leisure riding. Options range from protection for accidental death as a result of accidental, external, and visible injury, through to more comprehensive policies that include cover for veterinary costs for illness and injury.", "sourceUrl": "https://www.fmg.co.nz/what-we-cover/horses", "pageTitle": "Insurance for Horses & Equine Risks | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:47:08Z", "relevanceScore": 0.95, "contentType": "definition", "audienceType": "general" }, { "chunkId": "c_036", "text": "FMG's equine products are primarily designed for horses kept for recreational or leisure use (e.g. hacking or trekking), equestrian sport (dressage, show jumping, and show hacking), farm work, or pleasure. FMG generally does not provide cover for racing horses. A horse's age and intended use affect which cover levels are available, and competition and higher-value horses are typically suited to more comprehensive options like Horse Deluxe or Horse Plus.", "sourceUrl": "https://www.fmg.co.nz/what-we-cover/horses", "pageTitle": "Insurance for Horses & Equine Risks | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:47:08Z", "relevanceScore": 0.92, "contentType": "definition", "audienceType": "general" }, { "chunkId": "c_037", "text": "Horse float cover is available separately under FMG's private vehicle insurance policy, which can protect a horse float against accidental damage and cover legal liability for accidental bodily injury and accidental damage to the property of others arising from an accident involving the vehicle. Cover includes up to $500 each for emergency agistment and emergency vet costs at the accident site, up to a maximum of $1,000 per event.", "sourceUrl": "https://www.fmg.co.nz/what-we-cover/horses", "pageTitle": "Insurance for Horses & Equine Risks | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:47:08Z", "relevanceScore": 0.82, "contentType": "evidence", "audienceType": "general" } ], "maturityStatus": "established", "audienceType": "general" }, { "entityId": "e_014", "@type": "Service", "name": "FMG Life and Health Insurance", "alternateName": "Life & Health Insurance", "description": "FMG Life and Health Insurance is a specialised insurance service from FMG providing rural New Zealand clients with access to affordable life and health cover. FMG has offered this service for more than 50 years, with dedicated Life & Health Advisers who assess individual needs before recommending cover. Risk plans under this service are underwritten and administered by Fidelity Life, AIA, Resolution Life, and/or Southern Cross.", "relations": [ { "predicate": "PRODUCED_BY", "targetName": "FMG", "targetId": "e_001" } ], "hasChunks": [ { "chunkId": "c_038", "text": "At FMG, we've been providing rural New Zealand with access to affordable life and health insurance for more than 50 years. So, we understand the peace of mind that comes from knowing you, your family and your business is covered if the unexpected happens.", "sourceUrl": "https://www.fmg.co.nz/what-we-cover/life-and-health", "pageTitle": "Life & Health Insurance for Rural NZ | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:49:51Z", "relevanceScore": 0.95, "contentType": "definition", "audienceType": "general" }, { "chunkId": "c_039", "text": "FMG's Life & Health Advisers are trained to get to know you and your needs before giving advice on what cover you may want. FMG's risk plans are underwritten and administered by Fidelity Life, AIA, Resolution Life, and/or Southern Cross.", "sourceUrl": "https://www.fmg.co.nz/what-we-cover/life-and-health", "pageTitle": "Life & Health Insurance for Rural NZ | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:49:51Z", "relevanceScore": 0.90, "contentType": "definition", "audienceType": "general" }, { "chunkId": "c_040", "text": "FMG has partnered with Melanoma New Zealand to help promote education to rural New Zealand to stay safe outdoors and prevent melanoma.", "sourceUrl": "https://www.fmg.co.nz/what-we-cover/life-and-health", "pageTitle": "Life & Health Insurance for Rural NZ | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:49:51Z", "relevanceScore": 0.72, "contentType": "evidence", "audienceType": "general" } ], "maturityStatus": "established", "audienceType": "general" }, { "entityId": "e_015", "@type": "Service", "name": "FMG Travel Insurance", "alternateName": "Cover-More Travel Insurance", "description": "FMG Travel Insurance is a travel insurance service offered by FMG in partnership with travel specialists Cover-More, providing FMG clients with a range of policy options. FMG covers a wide range of events including trip cancellation, travel delays, minor mishaps, and emergency evacuations from natural disasters. Domestic and international single-trip plans are available online, with business, corporate, and multi-trip options available via FMG advisers.", "sameAs": "https://en.wikipedia.org/wiki/Travel_insurance", "relations": [ { "predicate": "PRODUCED_BY", "targetName": "FMG", "targetId": "e_001" } ], "hasChunks": [ { "chunkId": "c_041", "text": "FMG has partnered with travel specialists Cover-More to provide a range of travel insurance policy options for FMG clients. Policies provide protection for a wide range of events from cancellation to minor mishaps while travelling through to travel delays and emergency evacuations from a natural disaster.", "sourceUrl": "https://www.fmg.co.nz/what-we-cover/cover-more-travel-insurance", "pageTitle": "FMG - Get a quote", "publisher": "FMG", "retrieved": "2026-07-31T15:52:47Z", "relevanceScore": 0.90, "contentType": "definition", "audienceType": "general" }, { "chunkId": "c_042", "text": "Domestic and international single trip travel insurance plans are available for purchase online through FMG. Clients can choose the plan and add-ons that best suit their cover needs and budget. Business, corporate, or multi-trip travel insurance options are available by contacting an FMG adviser.", "sourceUrl": "https://www.fmg.co.nz/what-we-cover/cover-more-travel-insurance", "pageTitle": "FMG - Get a quote", "publisher": "FMG", "retrieved": "2026-07-31T15:52:47Z", "relevanceScore": 0.82, "contentType": "evidence", "audienceType": "general" } ], "maturityStatus": "established", "audienceType": "general" }, { "entityId": "e_016", "@type": "Standard", "name": "B Corp Certification", "alternateName": "B Corporation Certification", "description": "B Corp Certification is the global gold standard for purpose-driven companies, assessed and awarded by B Lab, verifying that a business meets the highest standards of social and environmental sustainability, transparency, and accountability. FMG achieved B Corp Certification following rigorous assessment across governance, employees, community, environment, and clients. The certification required FMG to formally embed sustainability principles into its Constitution, approved by Members at the 2023 AGM. The B Corp framework treats sustainability as an ongoing journey and provides a measurable benchmark rather than a fixed end goal.", "sameAs": "https://en.wikipedia.org/wiki/B_Corporation_(certification)", "relations": [ { "predicate": "IMPROVES", "targetName": "FMG Difference", "targetId": "e_003", "confidence": "declared" } ], "hasChunks": [ { "chunkId": "c_044", "text": "B Corp Certification is considered the global gold standard for purpose-driven companies, committed to delivering benefits for people and the planet while remaining profitable. B Corp utilises a holistic approach that considers governance, employees, community, environment and clients in its assessment.", "sourceUrl": "https://www.fmg.co.nz/about-fmg/bcorp-certified", "pageTitle": "B Corp Certified | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:53:26Z", "relevanceScore": 0.95, "contentType": "definition", "audienceType": "general" }, { "chunkId": "c_045", "text": "FMG was vigorously assessed on having a well-rounded understanding and tactical plan to consistently improve governance, environmental and social impacts – including emissions and waste reduction, employee development and benefits, giving back, client stewardship, local economic impact and industry engagement. B Corp certification also requires companies to formally adopt sustainability principles into their legal/governing documents. For FMG, this meant updating our Constitution – requiring the approval of our Members at the 2023 AGM.", "sourceUrl": "https://www.fmg.co.nz/about-fmg/bcorp-certified", "pageTitle": "B Corp Certified | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:53:26Z", "relevanceScore": 0.92, "contentType": "evidence", "audienceType": "general" }, { "chunkId": "c_046", "text": "The B Corp framework measures sustainability as an ongoing journey rather than a daunting end goal. This helped FMG recognise the things already being done well — including exceptionally high employee engagement and community givebacks — while also revealing areas for improvement. Joining the B Corp community allows FMG to connect with global leaders and experts in sustainable business practices, sharing insights and best practices to foster collaboration instead of competition.", "sourceUrl": "https://www.fmg.co.nz/about-fmg/bcorp-certified", "pageTitle": "B Corp Certified | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:53:26Z", "relevanceScore": 0.88, "contentType": "evidence", "audienceType": "general" } ], "maturityStatus": "established", "audienceType": "general" }, { "entityId": "e_018", "@type": "Event", "name": "FMG Young Farmer of the Year", "alternateName": "Young Farmer of the Year", "description": "FMG Young Farmer of the Year is the flagship annual competition of New Zealand Young Farmers, held in high esteem across the rural community. FMG has been the Principal Sponsor of the event since 2015, aligning with its mutual values of supporting rural people, communities, and leadership in the food and fibre sector. The contest brings together up to 300 contestants, industry leaders, and volunteers each year, with the 57th season Grand Final held in Invercargill in 2025.", "relations": [ { "predicate": "RELATES_TO", "targetName": "FMG", "targetId": "e_001" }, { "predicate": "IMPROVES", "targetName": "FMG Difference", "targetId": "e_003", "confidence": "declared" } ], "hasChunks": [ { "chunkId": "c_053", "text": "FMG Young Farmer of the Year is the flagship event for New Zealand Young Farmers and is held in high esteem among the rural community. Every year up to 300 contestants battle it out for the top spot. As a mutual we are owned and driven by people and values, meaning we support our rural people, and their communities, succeed. That's why we have been the Principal Sponsor of the event since 2015 - promoting rural achievement and leadership in the food and fibre sector.", "sourceUrl": "https://www.fmg.co.nz/campaigns/fmg-young-farmer-of-the-year", "pageTitle": "FMG Young Farmer of the Year | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:56:59Z", "relevanceScore": 0.95, "contentType": "definition", "audienceType": "general" }, { "chunkId": "c_054", "text": "The Contest brings together competitors, industry leaders and volunteers to celebrate the future of the industry. 2025 saw the 57th season, with the Grand Final taking place in Invercargill. The FMG Region-off gives FMG Young Farmer of the Year, AgriKidsNZ and Junior contestants even more to compete for. Teams complete challenges to earn points and your votes count too!", "sourceUrl": "https://www.fmg.co.nz/campaigns/fmg-young-farmer-of-the-year", "pageTitle": "FMG Young Farmer of the Year | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:56:59Z", "relevanceScore": 0.88, "contentType": "evidence", "audienceType": "general" } ], "maturityStatus": "established", "audienceType": "general" }, { "entityId": "e_019", "@type": "Service", "name": "FMG Agriculture Scholarships", "description": "FMG Agriculture Scholarships is FMG's annual scholarship programme supporting promising students entering the agriculture sector in New Zealand. FMG offers two types of scholarships: an undergraduate agriculture scholarship providing up to $5,000 per year toward course fees for up to three years, and rural financial adviser scholarships delivered in partnership with Fidelity Life's Career Connect programme. The scholarships reflect FMG's longstanding commitment to rural communities and the development of future agricultural and financial advisory talent.", "relations": [ { "predicate": "PRODUCED_BY", "targetName": "FMG", "targetId": "e_001" }, { "predicate": "IMPROVES", "targetName": "FMG Difference", "targetId": "e_003", "confidence": "declared" } ], "hasChunks": [ { "chunkId": "c_058", "text": "Each year FMG helps two promising agriculture students starting their first year at university. FMG's agriculture scholarship provides $5,000 towards course fees for the remaining years of an undergraduate degree, up to a maximum of three years, for students passionate about starting a career in the agriculture industry who can maintain a B- average.", "sourceUrl": "https://www.fmg.co.nz/footer/insurance-101/fmg-agriculture-scholarships", "pageTitle": "FMG Agriculture Scholarships for NZ Students | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:59:42Z", "relevanceScore": 0.95, "contentType": "definition", "audienceType": "general" }, { "chunkId": "c_059", "text": "Working with preferred provider Fidelity Life, FMG offers two rural scholarships through the Career Connect programme, designed to help applicants gain qualifications and acquire the necessary skills to become successful financial advisers. The scholarships are designed to support applicants with a rural connection, reflecting FMG's generations-long involvement in supporting rural communities.", "sourceUrl": "https://www.fmg.co.nz/footer/insurance-101/fmg-agriculture-scholarships", "pageTitle": "FMG Agriculture Scholarships for NZ Students | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T15:59:42Z", "relevanceScore": 0.90, "contentType": "definition", "audienceType": "general" } ], "maturityStatus": null, "audienceType": null }, { "entityId": "e_020", "@type": "Organization", "name": "Federated Farmers", "description": "Federated Farmers is New Zealand's leading advocacy organisation for the farming industry, representing farming members at both national and local levels. FMG maintains a partnership with Federated Farmers, sharing a common mission to give rural New Zealanders a better deal. At a national level, Federated Farmers lobbies for positive outcomes in agriculture, while locally it provides members with tools, resources, and services.", "sameAs": "https://en.wikipedia.org/wiki/Federated_Farmers", "relations": [ { "predicate": "RELATES_TO", "targetName": "FMG", "targetId": "e_001" } ], "hasChunks": [ { "chunkId": "c_060", "text": "Like FMG, Federated Farmers exists to give rural New Zealanders a better deal and has been doing so for over a century. Federated Farmers is New Zealand's leading advocacy organisation for the farming industry. At a national level, they represent their farming members by lobbying for positive outcomes in the agriculture industry. At a local level, they provide their members with useful tools, resources and services.", "sourceUrl": "https://www.fmg.co.nz/footer/insurance-101/our-partners", "pageTitle": "Our Partners | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T16:00:59Z", "relevanceScore": 0.80, "contentType": "definition", "audienceType": "general" } ], "maturityStatus": null, "audienceType": null }, { "entityId": "e_021", "@type": "Organization", "name": "Farmlands", "description": "Farmlands is one of New Zealand's largest co-operatives, helping rural shareholders nationwide get the most from their business by making prices more competitive and offering expert technical advice. FMG has partnered with Farmlands for over 50 years to support rural communities, with Farmlands shareholders able to pay FMG insurance premiums through their Farmlands Account. Both organisations share a commitment to rural New Zealand.", "relations": [ { "predicate": "RELATES_TO", "targetName": "FMG", "targetId": "e_001" } ], "hasChunks": [ { "chunkId": "c_061", "text": "FMG has proudly been partnering with Farmlands for over 50 years to support rural communities. We are like-minded organisations and are both here for the good of rural New Zealand. Farmlands shareholders can pay their FMG insurance premium(s) through their Farmlands Account, enjoying the convenience of a consolidated rural account. Farmlands is one of New Zealand's largest co-operatives, helping rural shareholders nationwide get the most from their business.", "sourceUrl": "https://www.fmg.co.nz/footer/insurance-101/our-partners", "pageTitle": "Our Partners | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T16:00:59Z", "relevanceScore": 0.85, "contentType": "definition", "audienceType": "general" } ], "maturityStatus": null, "audienceType": null }, { "entityId": "e_022", "@type": "Service", "name": "FMG Advice Hub", "alternateName": "Risk Advice Hub", "description": "FMG Advice Hub is FMG's centralised online resource providing specialised risk, safety, and business guidance tailored to rural and provincial New Zealand. FMG draws on its internal claims data and sector expertise to produce practical advice helping farmers, lifestyle block owners, rural businesses, agricultural contractors, and tradies avoid common accidents, reduce losses, and make informed decisions. Coverage spans dairy, sheep and beef, arable, horticulture, lifestyle blocks, home ownership, regional risk profiles, health and safety, cyber crime, machinery, hot work, and electrical fire prevention. The hub reflects FMG's mutual ethos of supporting rural New Zealand beyond insurance coverage alone.", "relations": [ { "predicate": "PRODUCED_BY", "targetName": "FMG", "targetId": "e_001" }, { "predicate": "IMPROVES", "targetName": "FMG Difference", "targetId": "e_003", "confidence": "declared" }, { "predicate": "ENABLES", "targetName": "FMG Insurance Coverage", "targetId": "e_006" } ], "hasChunks": [ { "chunkId": "c_064", "text": "As New Zealand's leading rural insurer, FMG uses its claims data to create specialised risk advice to help rural and provincial New Zealand make good calls. The Risk Advice Hub covers topics including rural crime, dairy farming risks, sheep and beef farming, home safety, lifestyle blocks, and rural businesses.", "sourceUrl": "https://www.fmg.co.nz/advice", "pageTitle": "Risk Advice Hub for Rural NZ | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T16:07:09Z", "relevanceScore": 0.95, "contentType": "definition", "audienceType": "general" }, { "chunkId": "c_066", "text": "FMG uses its claims data to identify common risks and accidents across different farming types — including dairy, sheep and beef, and lifestyle blocks — and provides region-specific advice based on claims in each area. An interactive quiz is also available to help farmers manage and understand tractor risks.", "sourceUrl": "https://www.fmg.co.nz/advice", "pageTitle": "Risk Advice Hub for Rural NZ | FMG Insurance", "publisher": "FMG", "retrieved": "2026-07-31T16:07:09Z", "relevanceScore": 0.88, "contentType": "procedure", "audienceType": "general" }, { "chunkId": "c_067", "text": "FMG supports tradies right around New Zealand and have looked at what they're claiming on their insurance, to help reduce risks on the job. 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