Covers your vehicle if it’s damaged or destroyed by a sudden, unintended and unforeseen event, or if it’s stolen. Your vehicle’s accessories or spare parts are also insured while they’re temporarily removed for repairing, cleaning or storage.
Up to $10,000,000 cover for your legal liability, inclusive of reasonable defence costs if you accidentally damage someone else’s property, or injure someone while using your vehicle. This cover also applies while you’re using someone else’s vehicle provided there is no other insurance, or if you let someone else use your vehicle.
If you buy an additional vehicle or replace your existing one it’s covered for present day value up to $100,000, as long as you let us know the details within 30 days of the purchase and pay any extra premium if we require it.