Up to $5,000, or higher agreed value for loss of hearing aids, prescription glasses and dentures.
Cover for your legal liability for injury to others and loss of their property.
If you can’t find a replacement item for a furniture pair or set, we’ll cover replacement of the full set.
If you choose not to repair or replace these items, or if they're more than 3 years old we will pay present day value of up to $5,000.
FMG’s Household Contents policy covers you and your family’s personal contents at home, and while you’re out and about anywhere in New Zealand.
This policy covers your personal effects if they’re damaged or destroyed, as well as covers your legal liability, including you as a tenant, if you accidentally damage someone else’s property, or injure somebody.
In the event FMG agrees your house cannot be lived in following a loss, we will pay up to $30,000 for temporary accommodation costs including moving and storing your contents and boarding for your cats or dogs that normally stay with you at the house.
If all your contents are destroyed, we’ll make a $5,000 advance payment within 48 hours of accepting your claim, which will be deducted from the final claim settlement amount.
You can purchase optional benefits for even more comprehensive cover.
Lifestyle block contents
Cover for up to $5,000 for accidental loss for contents related to your lifestyle block operations, including machinery and equipment, stores and harvested product.
*This is a summary view of our policy and is subject to our specific product documentation and underwriting criteria. For full details please download the policy wording or get a free copy by calling us on 0800 366 466.