Cutting edge

Brothers Matt and Rob Duytshoff have created an innovative business over the last four years trimming trees up to a height of 30 metres. When planning for their future they understood with the help of FMG, that in their line of work, if they become ill or injured they’d need Life & Health cover to keep the business going and look after their young families.

Learn how Life & Health cover works for Matt, Rob and their young families

“If something to happen to one of us, we’ve still got control of the business.”

Don't sweat the small stuff

Life & Health cover helped Simon and Vicky Phillips have the confidence they needed to establish Hanmer Building Solutions thirteen years ago. And when Vicky found a lump in her breast, the cover kicked in and they could focus on Vicky's recovery without having to worry about the business.

Learn how Life & Health cover worked for Simon and Vicky

“Just get on with life and be happy.”

Coming a cropper

Rachel and Brian Leadley have spent 30 years growing in the Canterbury region and the strength of the Leadley’s operation is Brian’s ability to get on and get things done. But in the process of considering Life & Health cover they questioned ‘What would happen if Brian couldn’t operate a tool or work full time?’ and more than a decade later when Brian injured his hand, they were able to focus on recovery and get in people to get the job done, thanks to FMG's Life & Health cover.

Learn more how Life & Health cover worked for the Leadleys

“Brian’s an even bigger asset, there’s no way we wouldn’t insure him.”

An unexpected break

When Fairlie farmer Murray Bell came off his farm bike and badly injured his shoulder, looking after his 360 hectare sheep and beef farm on his own became an impossible task. Luckily, he'd taken FMG's advice and covered himself for this kind of thing, so he could bring someone in to the work the farm and he could rest up and recover.