Our clients are your clients, too

We’ve partnered with Blackfern Cooperative because we’ve got a fair bit in common – like being 100% NZ-owned and operated, and here to support rural and provincial communities.

At FMG, we’re all about providing a better deal for rural New Zealand. We’re owned by our rural members, meaning we don’t pay dividends to shareholders, and profits are reinvested back into the Mutual so we can provide you with quality advice, insurance and service.

Work directly with us

FMG has a dedicated Commercial team who work to understand your business and tailor a range of insurances to suit what your business needs. Instead of one-size-fits-all quoting, we take the time to understand your business before recommending insurance that’s right for you.

We also have an in-house claims and assessing team which means making a claim with us is quick and easy, and you’re dealing with FMG employees and our trusted partners the entire way through.

Blackfern member benefits with FMG

Tick Icon No commission fees

Tick Icon Cover for employee tools

Additional cover for your employees’ personal effects, including tools of trade, under our Material Damage policy.

Tick Icon Cover for damage to others' property due to service and repair

Automatic cover for your legal liability for service and repair under our Liability policy to the agreed liability limit.

Tick Icon Cover for damage to others' property due to faulty workmanship

Automatic cover of up to $100,000 for your legal liability for faulty workmanship under our Liability policy.

Tick Icon Cover for Warrant of Fitness work

Automatic cover of up to $100,000 for your legal liability for warrant of fitness under our Liability policy.

Tick Icon Advice and insurance

Personalised advice, insurance and risk management plans tailored to your business.

*This is a summary view of our policy and is subject to our specific product documentation and underwriting criteria. For full details please download the policy wordings or get a free copy by calling us on 0800 366 466.


Not a Blackfern member? Head to www.blackfern.coop for more information on how they support the future sustainability of the independent motor industry workshop within New Zealand.

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