Your farm dogs are covered for death caused by an accident, illness or disease, and theft. 

Any additional farm dogs you buy are covered for up to $2,500 each, as long as you let us know the details within 30 days of the purchase and pay any extra premium if we require it. 

If you buy a replacement farm dog, the new dog is insured on the same terms and for the same amount as the dog it replaced. You need to let us know the details before the next renewal date.  

We’ll pay up to $500 to cover the veterinary costs of treating your farm dog to prevent it dying.

For dogs you’ve individually noted on your policy, we’ll pay the present day value up to the amount shown on the certificate.

For dogs which aren’t individually noted, we’ll pay the present day value up to a maximum of $2,000. For one event that may affect more than one unspecified dog payment is limited to the amount shown on the certificate. 

Farm dogs are covered for fair market value, which is the price, immediatley before the loss, at which ownership of your dog would change hands between a willing buyer and seller, neither being under cumpulsion and both having reasonable knowledge of the relevant facts.