Ways to Pay

Ways to Pay

We’ve got a range of payment options so you can choose what’s most convenient for you; noting that annually is always the most cost effective.

You can pay your premiums:

  • annually via direct debit, internet banking, cheque, credit card or through Farmlands or RuralCo.
  • six monthly, quarterly or monthly via direct debit or through Farmlands or RuralCo.
  • for short term cover you’ll need to make full payment up front, the easiest way to do this is by credit card or direct debit.

If you have personal insurance with FMG, your invoice or direct debit will be managed by the company underwriting your policies. FMG’s personal risk policies are underwritten and administered by Fidelity Life, Sovereign Assurance, AMP or Southern Cross. To discuss the payment options available please call us on 0800 366 466.

Direct debit

You will need to complete our direct debit form and include your phone number, the policy and account numbers which are found at the top right of your tax invoice/statement – and tick the box for your choice of payment frequency, annual, six monthly, quarterly or monthly. 

Direct debits are deducted on the same date each month; it’s not possible to process these on the same day each month. If your payment date falls on a public holiday or weekend, it will be deducted on the next business day.

You can either:

  • download the direct debit form and send it to us at FMG Payment Services, Freepost Authority 120395, PO Box 1943, Palmerston North Central 4440, or
  • call us on 0800 366 466 and we can send you a direct debit form.

Credit card

We accept Visa and Mastercard, call us on 0800 366 466 to securely provide your credit card details and arrange payment.

Phone and internet banking

FMG’s details for online or phone payments are:
Account name: FMG Insurance Ltd
Bank account number: 02-0727-0038720-00
Particulars: Your policy number - top right of the front of your tax invoice/statement
Reference: Your account number - top right of the front of your tax invoice/statement

Please set your payment date on or before the due date on your tax invoice/statement.

Farmlands or RuralCo

To pay through Farmlands or RuralCo we need to know your shareholder number and whether you want to make your payments annually, six monthly, quarterly or monthly. To provide these details call us or send us a message.


Tear off the remittance section of your statement and send it along with your cheque in the freepost envelope enclosed with your statement. If you can’t find the freepost envelope, send your cheque to FMG Insurance Ltd, Freepost Authority Number 92, Private Bag 4751, Christchurch 8140.