FMG Farmers Mutual Group Organization

FMG (Farmers Mutual Group) is a New Zealand mutual insurance organisation founded in 1905 by farmers for farmers. FMG is 100% New Zealand owned and operated, with more than 70,000 rural members who collectively own the business, enabling decisions made for the benefit of rural New Zealand rather than overseas shareholders. FMG has achieved ANZIIF General Insurance Company of the Year and Consumer NZ People's Choice awards, and has attained B Corp Certification as a purpose-driven organisation.

Defined by FMG

Relations
Evidence
"Being a mutual is a different way of doing business because FMG's shareholders aren't big overseas corporates, but rather its rural members. With more than 70,000 rural members at FMG, decisions are made based on what's good for rural New Zealand. Being 100% Kiwi owned and operated, FMG strives to be there for the good of the country." Why FMG? | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG was created by farmers for farmers and has been supporting rural New Zealand for over 120 years. As New Zealand's leading rural insurer with offices right across the country, FMG understands rural risks better than most and prides itself on offering specialist advice, products and support for rural New Zealand." Why FMG? | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG has achieved the ANZIIF General Insurance Company of the Year and Consumer NZ People's Choice awards. B Corp Certification is considered the global gold standard for purpose-driven companies, committed to delivering benefits for people and the planet while remaining profitable." Why FMG? | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG was formed back in 1905, by farmers for farmers. We're 100% owned by our rural members with 30 local offices throughout regional New Zealand, meaning everything we do, we do for the good of the country." FMG Insurance | Trusted Rural Insurance Across New Zealand — published by FMG retrieved 31 Jul 2026
"We're not just an insurance company, we're a mutual. At FMG, 100% of our profits go back into the business, to keep investing in rural and provincial New Zealand and keeping your premium fair and affordable." FMG Insurance | Trusted Rural Insurance Across New Zealand — published by FMG retrieved 31 Jul 2026

FMG Connect Platform

FMG Connect is FMG's online self-service platform allowing members to view and manage their policies, make claims, and update their personal details at any time from any device. It is part of FMG's commitment to providing accessible, multi-channel service to its rural and wider New Zealand client base.

Defined by FMG

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PRODUCED_BYFMG
Evidence
"View and manage your policies, make claims, and update your details online any time, from any device in FMG Connect, FMG's online service platform." The FMG Difference | FMG Insurance — published by FMG retrieved 31 Jul 2026
"Registering for FMG Connect only takes a minute and makes managing your insurance simple. All you need is your account number and access to the contact details linked to your account." FMG Connect | FMG Insurance — published by FMG retrieved 31 Jul 2026
"Use our fast-track claims process for windscreens, electronic items under $5,000, hearing aids, glasses and house glass. FMG Connect also provides easy access to policy details with policy wording only a click away." FMG Connect | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG Connect allows members to make insurance claims online and view the status of existing claims. Users can select the type of claim they wish to start, and FMG Connect will indicate whether the claim can be completed online or whether direct contact with FMG is required to progress it." Make an Insurance Claim | FMG Insurance — published by FMG retrieved 31 Jul 2026

FMG Insurance Coverage Taxonomy

FMG Insurance Coverage is FMG's umbrella classification encompassing the full suite of insurance products offered to rural New Zealand clients, covering property, contents, vehicles, liability, livestock, crops, and life and health policies. FMG designs these coverages specifically for the needs of farmers, growers, and rural businesses, reflecting its founding mission as a mutual insurer for the agricultural sector. The coverage range extends from everyday farm assets such as fencing and livestock to specialist products for horticulture and commercial liability.

Defined by FMG

Evidence
"FMG offers cover for homes, rental properties, farm and commercial buildings, and other fixed structures. Contents cover extends to household items, farm items, and commercial content types including stock, feed, tools, fencing, and farming equipment. Vehicle cover includes day-to-day, on-farm, and business vehicles as well as recreational boats." What We Cover: Insurance for Rural New Zealand | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG provides liability cover for commercial and non-commercial clients in the event they damage others' property or cause injury, including specialist liability cover for a range of business activities. Livestock and working animal cover includes dairy cows, cattle, sheep, pigs, poultry, farm dogs, and specialist horse cover. Crop cover extends to growing and harvested plants including kiwifruit, wine grapes, maize, barley, and farm forestry blocks." What We Cover: Insurance for Rural New Zealand | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG's Life and Health policies cover serious illness, loss of income, or death for individuals, families, farms, or businesses. FMG also directs clients to its travel insurance partner Cover-More for domestic and international travel insurance options." What We Cover: Insurance for Rural New Zealand | FMG Insurance — published by FMG retrieved 31 Jul 2026

FMG Rural Business Insurance Service

FMG Rural Business Insurance is a commercial insurance offering from FMG tailored specifically to farms and rural businesses across New Zealand. FMG provides commercial insurance specialists located throughout the country who work directly with clients to understand their business, arrange appropriate cover, and manage claims in-house. The service reflects FMG's positioning as a specialist insurer for the rural sector rather than a generalist commercial insurer.

Defined by FMG

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PRODUCED_BYFMG
Evidence
"FMG has commercial insurance specialists right across the country who will work with you to understand your business, get the right cover in place, right through to managing your claims in-house. FMG also provides practical advice which could save you time, money and hassle later on by avoiding accidents." Insurance for NZ Farmers & Rural Businesses | FMG Insurance — published by FMG retrieved 31 Jul 2026
"Dealing with an insurance specialist that specifically looks after farms and rural businesses is a no-brainer. FMG positions its rural business insurance as a specialist service distinct from general commercial insurance, with in-house claims management and nationwide coverage." Insurance for NZ Farmers & Rural Businesses | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG's commercial team works with rural businesses directly, every step of the way — from putting the right cover in place, to making a claim and getting back to work. FMG helps thousands of businesses across the country with advice and insurance to protect their operations." Insurance for Rural Businesses | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG Rural Business Insurance includes a range of options to cover the impact of death, serious illness and injury to you, your family, farm or business. Cover is also available for accidentally damaging other people's property or causing injury not covered by ACC, and additional cover for increased business costs after a claim for a loss to stock, equipment or buildings." Insurance for Rural Businesses | FMG Insurance — published by FMG retrieved 31 Jul 2026

Farmstrong Service

Farmstrong is FMG's wellbeing programme launched in 2015 to promote mental and physical health for farmers, growers, and rural workers across New Zealand, operating under the ethos that farmers are the most important asset on the farm. FMG established Farmstrong in partnership with the Mental Health Foundation, with support from the Movember Foundation and ACC as a strategic partner. The programme delivers practical support, expert advice, and peer storytelling to help rural people build healthy habits and improve their overall wellbeing. Farmstrong received the Supreme Award at the 2020 New Zealand Workplace Health and Safety Awards for best overall contribution to improving workplace health and safety.

Defined by FMG

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PRODUCED_BYFMG IMPROVESFMG Difference
Evidence
"Farmstrong is an FMG initiative to promote wellbeing for all farmers and growers across New Zealand, to Live Well, Farm Well, because we know you're the most important asset on farm." FMG - Supporting Rural New Zealand | FMG Insurance — published by FMG retrieved 31 Jul 2026
"Farmstrong was launched in 2015 with the core belief that farmers and growers are the most important asset on the farm. The programme is based on practical support and advice to help farmers and growers identify what they want and need to work on, and lock in changes to improve their overall wellbeing. It works with experts, organisations, farmers, growers and the wider community to support the health and wellbeing of rural New Zealand." Farmstrong: Farmer Wellbeing in NZ | FMG Insurance — published by FMG retrieved 31 Jul 2026
"Farmstrong was established by FMG in partnership with the Mental Health Foundation, with the support of Movember Foundation. ACC has since joined the programme as a strategic partner. Farmstrong shares farmers' stories about what works for them, supported by advice created from wellbeing experts." Farmstrong: Farmer Wellbeing in NZ | FMG Insurance — published by FMG retrieved 31 Jul 2026
"Farmstrong received the Supreme Award at the 2020 New Zealand Workplace Health and Safety Awards for best overall contribution to improving workplace health and safety in New Zealand, as well as the award for best leadership of an industry sector or region." Farmstrong: Farmer Wellbeing in NZ | FMG Insurance — published by FMG retrieved 31 Jul 2026

Mutual Insurance Concept

Mutual Insurance is the organisational model at the core of FMG's identity, in which the company is 100% owned by its members rather than external shareholders. FMG operates as a mutual so that profits are reinvested back into the organisation rather than paid as dividends, allowing it to prioritise client and member outcomes. In FMG's model, every client and member contributes through premiums, and any surplus is directed toward improving products, services, and support for rural New Zealand communities.

Defined by FMG · general term: mutual insurance

sameAs: https://en.wikipedia.org/wiki/Mutual_insurance

Evidence
"We don't have to pay dividends to shareholders because we don't have any. Any profits we make go straight back into the organisation to keep reinvesting in everything we need to look after our clients. Because we're 100% owned by our New Zealand members, we don't have to answer to any overseas interests. All profits stay here in New Zealand, and go straight back into the Mutual, to keep reinvesting in our products and services." Being Part of a Mutual | FMG Insurance — published by FMG retrieved 31 Jul 2026
"Every client and member adds to the Mutual through their premiums so when a claim needs to be made, we know we can look after our clients and rural New Zealand communities. We take client feedback seriously and it's used to guide how we act as a mutual. We also run a Client Research Panel where you can sign up and feedback on our processes, campaigns, and other initiatives before we put them out to market." Being Part of a Mutual | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG began in 1905, with a group of farmers who got together to find a better way to look after each other. And over 120 years later, the FMG family is still going strong, with advice and insurance that supports sector by learning from those who have gone before us. The Mutual was set up in 1905 to give farmers a better deal and that's something we're still doing today." Being Part of a Mutual | FMG Insurance — published by FMG retrieved 31 Jul 2026

FMG Difference ProprietaryTerm

The FMG Difference is FMG's articulation of its distinctive value proposition as a mutual insurer for rural New Zealand. FMG positions its difference across four pillars: mutual ownership returning profits to members, over a century of rural heritage, an advice-led approach to risk management, and direct access to local teams across New Zealand. The concept underpins FMG's brand identity and member-first philosophy.

Defined by FMG

Relations
INCLUDESFMG Connect INCLUDESMutual Insurance PRODUCED_BYFMG
Evidence
"Because we're a mutual, our members are our owners and profits go straight back into the business, keeping your premium fair and affordable. Like many Kiwi farmers, our legacy goes back a long way. We've been around for over a century, through rural New Zealand's highs and lows, and we're in it for the long-haul." The FMG Difference | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG promises to help clients make good calls and put them in control of the risks and obstacles that could get in their way. FMG believes in an advice-led approach, available online, on the phone, or in-person, ensuring every client has insurance that suits them and does not pay premiums for cover they don't need." The FMG Difference | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG offers rural, business, lifestyle, household and life and health insurances so clients can get the same high level of support, advice, and cover across all areas of their life and business. Clients deal directly with local FMG teams around the country for policy updates, claims, and damage assessments." The FMG Difference | FMG Insurance — published by FMG retrieved 31 Jul 2026

Fair Conduct Programme Methodology

The Fair Conduct Programme is FMG's structured framework of policies, processes, systems, and controls designed to ensure FMG treats clients fairly. It is also designed to identify and address any instances of unfair treatment that may arise. The programme reflects FMG's obligations as a mutual insurer to act in the best interests of its members.

Defined by FMG

Relations
PRODUCED_BYFMG IMPROVESFMG Insurance Coverage
Evidence
"The Fair Conduct Programme consists of policies, processes, systems, and controls designed to ensure FMG treats clients fairly. It also aims to identify and address any instances of unfair treatment that may arise." Corporate Information | FMG Insurance — published by FMG retrieved 31 Jul 2026

Lifestyle Block Insurance Service

Lifestyle Block Insurance is a specialised insurance offering from FMG designed for owners of lifestyle blocks — properties that blend rural and residential characteristics outside of city areas. FMG customises coverage to suit each lifestyle block, combining rural and residential insurance products rather than applying a generic policy. Coverage can include vehicles, trailers, horse floats, caravans, and liability for damage caused by escaped animals or property-related incidents.

Defined by FMG

Relations
PRODUCED_BYFMG
Evidence
"At FMG, we can talk you through the right mix of rural and residential insurance to make sure your block is covered for the lifestyle you want. FMG customised a policy to suit us and our lifestyle block, rather than sledge-hammering a bunch of policies into one." Insurance for Lifestyle Block Owners | FMG Insurance — published by FMG retrieved 31 Jul 2026
"Cover for the vehicles that get you from A to B, as well as vehicles like horse floats, trailers, and caravans. Cover for if you, your escaped animals, or things on your property accidentally cause damage to someone else's property." Insurance for Lifestyle Block Owners | FMG Insurance — published by FMG retrieved 31 Jul 2026

FMG Horticulture and Viticulture Insurance Horticulture & Viticulture Insurance Service

FMG Horticulture and Viticulture Insurance is a specialised insurance offering from FMG designed for growers of horticultural and viticultural produce across New Zealand. FMG recognises weather as the primary risk facing growers and provides tailored cover including property, vehicles (tractors, quad bikes, irrigators), liability, and personal illness or injury protection. The product reflects FMG's more than 115 years of experience working with rural New Zealand.

Defined by FMG

Relations
PRODUCED_BYFMG
Evidence
"FMG Horticulture and Viticulture Insurance is tailored for New Zealand growers, recognising that diverse weather conditions allow for a variety of produce to be grown but that weather is also the biggest risk growers face. FMG's team helps clients identify the right level of cover and risk management to protect their business against weather and other risks." Insurance for Horticulture & Viticulture | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG's horticulture and viticulture cover includes vehicles used mostly for farming activities like tractors and quad bikes, irrigator cover, personal vehicles, horse floats, trailers, and caravans. It also provides cover for serious illness or injury to the grower, their family, orchard or business, and liability cover for accidental damage to other people's property or injury not covered by ACC." Insurance for Horticulture & Viticulture | FMG Insurance — published by FMG retrieved 31 Jul 2026

FMG Dairy Farmer Insurance Service

FMG Dairy Farmer Insurance is a specialised insurance offering from FMG designed for dairy farmers, contract milkers, and sharemilkers across New Zealand. FMG's team of rural experts works directly with dairy sector clients to provide cover including farm vehicles, irrigators, dairy shed loss of income, liability, and milk contamination. The offering reflects FMG's understanding of the specific operational and financial risks faced by dairy farming businesses.

Defined by FMG

Relations
PRODUCED_BYFMG
Evidence
"FMG works with dairy farmers, contract milkers and sharemilkers right across New Zealand, with a team of experts who understand the challenges they face. Cover includes farm vehicles such as tractors and quad bikes, irrigator cover, dairy shed loss of income, liability for damage to other people's property, and options for milk contamination and spoilage." Dairy farmers | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG's dairy farmer insurance includes cover for increased cost of milking or continuing farming after a loss or damage to a dairy shed, as well as a range of options to cover the impact of death, serious illness and injury to the farmer, their family, farm or business." Dairy farmers | FMG Insurance — published by FMG retrieved 31 Jul 2026

FMG Arable Farmer Insurance Service

FMG Arable Farmer Insurance is a specialised insurance offering from FMG designed for arable farmers growing seasonal crops across New Zealand. FMG covers a range of risks including farm vehicles such as tractors and quad bikes, irrigators, personal vehicles, life and health, and liability for accidental damage to third-party property. The product complements existing schemes such as the United Wheat Growers Scheme, providing top-up cover and a full suite of rural and business insurance options tailored to the growing cycle.

Defined by FMG

Relations
PRODUCED_BYFMG
Evidence
"FMG Arable Farmer Insurance is built for New Zealand arable farmers, offering cover for farm vehicles such as tractors and quad bikes, irrigators, personal vehicles, and liability for accidental damage to other people's property or injury not covered by ACC. FMG can also provide a top-up to the United Wheat Growers Scheme, alongside a broader range of rural and business insurances tailored to each growing season." Insurance Built for NZ Arable Farmers | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG offers arable farmers a range of options to cover the impact of death, serious illness and injury to themselves, their family, farm or business, as well as cover for vehicles used mostly for farming activities. Irrigator cover is also available, reflecting the capital investment arable operations make in irrigation infrastructure." Insurance Built for NZ Arable Farmers | FMG Insurance — published by FMG retrieved 31 Jul 2026
"A client testimonial on the FMG arable farmers page highlights the importance of liability advice: 'We've really appreciated the advice, particularly around liability. Advice around who's responsible and liable for insurance with harvested goods is really important.' This underscores FMG's role in providing specialist guidance beyond standard policy cover." Insurance Built for NZ Arable Farmers | FMG Insurance — published by FMG retrieved 31 Jul 2026

FMG Sheep and Beef Farmer Insurance Sheep & Beef Farmer Insurance Service

FMG Sheep and Beef Farmer Insurance is a specialised insurance offering from FMG tailored for sheep and beef farming operations across New Zealand. FMG recognises that no single cover option suits all sheep and beef farmers, so its team meets with farmers on-farm to discuss individual needs. The offering encompasses livestock cover for cattle, sheep, deer, and other animals, farm vehicle cover including tractors and quad bikes, life and income protection options, and public liability cover.

Defined by FMG

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PRODUCED_BYFMG
Evidence
"FMG Sheep and Beef Farmer Insurance is designed with the understanding that there's no one cover option that suits all sheep and beef farmers. FMG's team can meet with you on farm to talk through what you need, as well as what you don't, covering options such as wool or haysheds and farm vehicles." Insurance for Sheep & Beef Farmers | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG's sheep and beef farmer cover includes livestock insurance for a range of animals including cattle and dairy cows, bulls, sheep, poultry, deer, goats, and pigs. Vehicle cover is available for tractors, quad bikes, and other farm-use vehicles, and irrigator cover is also available." Insurance for Sheep & Beef Farmers | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG offers sheep and beef farmers a range of options to cover the impact of death, serious illness, and injury to the farmer, their family, farm, or business. Public liability cover is also available for cases where the farmer accidentally damages other people's property or causes injury not covered by ACC." Insurance for Sheep & Beef Farmers | FMG Insurance — published by FMG retrieved 31 Jul 2026

FMG Equine Insurance Horse Insurance Service

FMG Equine Insurance is a specialised insurance offering from FMG for horses used in recreational riding, equestrian sport, breeding, farm work, and leisure. FMG provides specialist Equine Insurance Consultants with experience and passion for horses, offering policy tiers ranging from basic external accident cover through to comprehensive packages such as Horse Plus and Horse Deluxe that include veterinary costs for illness and injury. Coverage options also extend to horse floats under FMG's private vehicle insurance policy.

Defined by FMG

Relations
PRODUCED_BYFMG
Evidence
"FMG offers a range of insurance options for horses used in competitive equestrian disciplines, hunting, breeding, and general leisure riding. Options range from protection for accidental death as a result of accidental, external, and visible injury, through to more comprehensive policies that include cover for veterinary costs for illness and injury." Insurance for Horses & Equine Risks | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG's equine products are primarily designed for horses kept for recreational or leisure use (e.g. hacking or trekking), equestrian sport (dressage, show jumping, and show hacking), farm work, or pleasure. FMG generally does not provide cover for racing horses. A horse's age and intended use affect which cover levels are available, and competition and higher-value horses are typically suited to more comprehensive options like Horse Deluxe or Horse Plus." Insurance for Horses & Equine Risks | FMG Insurance — published by FMG retrieved 31 Jul 2026
"Horse float cover is available separately under FMG's private vehicle insurance policy, which can protect a horse float against accidental damage and cover legal liability for accidental bodily injury and accidental damage to the property of others arising from an accident involving the vehicle. Cover includes up to $500 each for emergency agistment and emergency vet costs at the accident site, up to a maximum of $1,000 per event." Insurance for Horses & Equine Risks | FMG Insurance — published by FMG retrieved 31 Jul 2026

FMG Life and Health Insurance Life & Health Insurance Service

FMG Life and Health Insurance is a specialised insurance service from FMG providing rural New Zealand clients with access to affordable life and health cover. FMG has offered this service for more than 50 years, with dedicated Life & Health Advisers who assess individual needs before recommending cover. Risk plans under this service are underwritten and administered by Fidelity Life, AIA, Resolution Life, and/or Southern Cross.

Defined by FMG

Relations
PRODUCED_BYFMG
Evidence
"At FMG, we've been providing rural New Zealand with access to affordable life and health insurance for more than 50 years. So, we understand the peace of mind that comes from knowing you, your family and your business is covered if the unexpected happens." Life & Health Insurance for Rural NZ | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG's Life & Health Advisers are trained to get to know you and your needs before giving advice on what cover you may want. FMG's risk plans are underwritten and administered by Fidelity Life, AIA, Resolution Life, and/or Southern Cross." Life & Health Insurance for Rural NZ | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG has partnered with Melanoma New Zealand to help promote education to rural New Zealand to stay safe outdoors and prevent melanoma." Life & Health Insurance for Rural NZ | FMG Insurance — published by FMG retrieved 31 Jul 2026

FMG Travel Insurance Cover-More Travel Insurance Service

FMG Travel Insurance is a travel insurance service offered by FMG in partnership with travel specialists Cover-More, providing FMG clients with a range of policy options. FMG covers a wide range of events including trip cancellation, travel delays, minor mishaps, and emergency evacuations from natural disasters. Domestic and international single-trip plans are available online, with business, corporate, and multi-trip options available via FMG advisers.

Defined by FMG

sameAs: https://en.wikipedia.org/wiki/Travel_insurance

Relations
PRODUCED_BYFMG
Evidence
"FMG has partnered with travel specialists Cover-More to provide a range of travel insurance policy options for FMG clients. Policies provide protection for a wide range of events from cancellation to minor mishaps while travelling through to travel delays and emergency evacuations from a natural disaster." FMG - Get a quote — published by FMG retrieved 31 Jul 2026
"Domestic and international single trip travel insurance plans are available for purchase online through FMG. Clients can choose the plan and add-ons that best suit their cover needs and budget. Business, corporate, or multi-trip travel insurance options are available by contacting an FMG adviser." FMG - Get a quote — published by FMG retrieved 31 Jul 2026

B Corp Certification B Corporation Certification Standard

B Corp Certification is the global gold standard for purpose-driven companies, assessed and awarded by B Lab, verifying that a business meets the highest standards of social and environmental sustainability, transparency, and accountability. FMG achieved B Corp Certification following rigorous assessment across governance, employees, community, environment, and clients. The certification required FMG to formally embed sustainability principles into its Constitution, approved by Members at the 2023 AGM. The B Corp framework treats sustainability as an ongoing journey and provides a measurable benchmark rather than a fixed end goal.

Defined by FMG

sameAs: https://en.wikipedia.org/wiki/B_Corporation_(certification)

Relations
IMPROVESFMG Difference
Evidence
"B Corp Certification is considered the global gold standard for purpose-driven companies, committed to delivering benefits for people and the planet while remaining profitable. B Corp utilises a holistic approach that considers governance, employees, community, environment and clients in its assessment." B Corp Certified | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG was vigorously assessed on having a well-rounded understanding and tactical plan to consistently improve governance, environmental and social impacts – including emissions and waste reduction, employee development and benefits, giving back, client stewardship, local economic impact and industry engagement. B Corp certification also requires companies to formally adopt sustainability principles into their legal/governing documents. For FMG, this meant updating our Constitution – requiring the approval of our Members at the 2023 AGM." B Corp Certified | FMG Insurance — published by FMG retrieved 31 Jul 2026
"The B Corp framework measures sustainability as an ongoing journey rather than a daunting end goal. This helped FMG recognise the things already being done well — including exceptionally high employee engagement and community givebacks — while also revealing areas for improvement. Joining the B Corp community allows FMG to connect with global leaders and experts in sustainable business practices, sharing insights and best practices to foster collaboration instead of competition." B Corp Certified | FMG Insurance — published by FMG retrieved 31 Jul 2026

FMG Young Farmer of the Year Young Farmer of the Year Event

FMG Young Farmer of the Year is the flagship annual competition of New Zealand Young Farmers, held in high esteem across the rural community. FMG has been the Principal Sponsor of the event since 2015, aligning with its mutual values of supporting rural people, communities, and leadership in the food and fibre sector. The contest brings together up to 300 contestants, industry leaders, and volunteers each year, with the 57th season Grand Final held in Invercargill in 2025.

Defined by FMG

Relations
RELATES_TOFMG IMPROVESFMG Difference
Evidence
"FMG Young Farmer of the Year is the flagship event for New Zealand Young Farmers and is held in high esteem among the rural community. Every year up to 300 contestants battle it out for the top spot. As a mutual we are owned and driven by people and values, meaning we support our rural people, and their communities, succeed. That's why we have been the Principal Sponsor of the event since 2015 - promoting rural achievement and leadership in the food and fibre sector." FMG Young Farmer of the Year | FMG Insurance — published by FMG retrieved 31 Jul 2026
"The Contest brings together competitors, industry leaders and volunteers to celebrate the future of the industry. 2025 saw the 57th season, with the Grand Final taking place in Invercargill. The FMG Region-off gives FMG Young Farmer of the Year, AgriKidsNZ and Junior contestants even more to compete for. Teams complete challenges to earn points and your votes count too!" FMG Young Farmer of the Year | FMG Insurance — published by FMG retrieved 31 Jul 2026

FMG Agriculture Scholarships Service

FMG Agriculture Scholarships is FMG's annual scholarship programme supporting promising students entering the agriculture sector in New Zealand. FMG offers two types of scholarships: an undergraduate agriculture scholarship providing up to $5,000 per year toward course fees for up to three years, and rural financial adviser scholarships delivered in partnership with Fidelity Life's Career Connect programme. The scholarships reflect FMG's longstanding commitment to rural communities and the development of future agricultural and financial advisory talent.

Defined by FMG

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PRODUCED_BYFMG IMPROVESFMG Difference
Evidence
"Each year FMG helps two promising agriculture students starting their first year at university. FMG's agriculture scholarship provides $5,000 towards course fees for the remaining years of an undergraduate degree, up to a maximum of three years, for students passionate about starting a career in the agriculture industry who can maintain a B- average." FMG Agriculture Scholarships for NZ Students | FMG Insurance — published by FMG retrieved 31 Jul 2026
"Working with preferred provider Fidelity Life, FMG offers two rural scholarships through the Career Connect programme, designed to help applicants gain qualifications and acquire the necessary skills to become successful financial advisers. The scholarships are designed to support applicants with a rural connection, reflecting FMG's generations-long involvement in supporting rural communities." FMG Agriculture Scholarships for NZ Students | FMG Insurance — published by FMG retrieved 31 Jul 2026

Federated Farmers Organization

Federated Farmers is New Zealand's leading advocacy organisation for the farming industry, representing farming members at both national and local levels. FMG maintains a partnership with Federated Farmers, sharing a common mission to give rural New Zealanders a better deal. At a national level, Federated Farmers lobbies for positive outcomes in agriculture, while locally it provides members with tools, resources, and services.

Defined by FMG

sameAs: https://en.wikipedia.org/wiki/Federated_Farmers

Relations
RELATES_TOFMG
Evidence
"Like FMG, Federated Farmers exists to give rural New Zealanders a better deal and has been doing so for over a century. Federated Farmers is New Zealand's leading advocacy organisation for the farming industry. At a national level, they represent their farming members by lobbying for positive outcomes in the agriculture industry. At a local level, they provide their members with useful tools, resources and services." Our Partners | FMG Insurance — published by FMG retrieved 31 Jul 2026

Farmlands Organization

Farmlands is one of New Zealand's largest co-operatives, helping rural shareholders nationwide get the most from their business by making prices more competitive and offering expert technical advice. FMG has partnered with Farmlands for over 50 years to support rural communities, with Farmlands shareholders able to pay FMG insurance premiums through their Farmlands Account. Both organisations share a commitment to rural New Zealand.

Defined by FMG

Relations
RELATES_TOFMG
Evidence
"FMG has proudly been partnering with Farmlands for over 50 years to support rural communities. We are like-minded organisations and are both here for the good of rural New Zealand. Farmlands shareholders can pay their FMG insurance premium(s) through their Farmlands Account, enjoying the convenience of a consolidated rural account. Farmlands is one of New Zealand's largest co-operatives, helping rural shareholders nationwide get the most from their business." Our Partners | FMG Insurance — published by FMG retrieved 31 Jul 2026

FMG Advice Hub Risk Advice Hub Service

FMG Advice Hub is FMG's centralised online resource providing specialised risk, safety, and business guidance tailored to rural and provincial New Zealand. FMG draws on its internal claims data and sector expertise to produce practical advice helping farmers, lifestyle block owners, rural businesses, agricultural contractors, and tradies avoid common accidents, reduce losses, and make informed decisions. Coverage spans dairy, sheep and beef, arable, horticulture, lifestyle blocks, home ownership, regional risk profiles, health and safety, cyber crime, machinery, hot work, and electrical fire prevention. The hub reflects FMG's mutual ethos of supporting rural New Zealand beyond insurance coverage alone.

Defined by FMG

Relations
PRODUCED_BYFMG IMPROVESFMG Difference ENABLESFMG Insurance Coverage
Evidence
"As New Zealand's leading rural insurer, FMG uses its claims data to create specialised risk advice to help rural and provincial New Zealand make good calls. The Risk Advice Hub covers topics including rural crime, dairy farming risks, sheep and beef farming, home safety, lifestyle blocks, and rural businesses." Risk Advice Hub for Rural NZ | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG has partnered with New Zealand Police to provide simple, effective tips and information to help safeguard rural families and property from rural crime. Theft and burglaries cost rural New Zealand millions of dollars every year, and the disruption and emotional toll on those affected can also be significant." Risk Advice Hub for Rural NZ | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG uses its claims data to identify common risks and accidents across different farming types — including dairy, sheep and beef, and lifestyle blocks — and provides region-specific advice based on claims in each area. An interactive quiz is also available to help farmers manage and understand tractor risks." Risk Advice Hub for Rural NZ | FMG Insurance — published by FMG retrieved 31 Jul 2026
"FMG supports tradies right around New Zealand and have looked at what they're claiming on their insurance, to help reduce risks on the job. The hub also addresses invoice fraud, cyber crime, and penalties for online privacy breaches, providing advice to stay on top of doing business and farming online." Business Advice for Rural Operations | FMG Insurance — published by FMG retrieved 31 Jul 2026
"Working with vehicles, power tools and machinery has some serious risks of accident, injury, and damage to property. At FMG, we think it's great to have the right cover, but it's even better to learn how to work safer and smarter. Hot work including flame or disc cutting, grinding or welding, soldering, and open-flame work often comes with a heightened fire risk." Business Advice for Rural Operations | FMG Insurance — published by FMG retrieved 31 Jul 2026
"The majority of significant farm and commercial building fire claims over the past 5 years were a result of an electrical fault. FMG provides guidance on ways to protect buildings and help prevent loss and interruption to rural businesses." Business Advice for Rural Operations | FMG Insurance — published by FMG retrieved 31 Jul 2026

FMG Home Car and Contents Insurance Service

FMG Home Car and Contents Insurance is an insurance offering from FMG providing cover for homes, vehicles, and contents for rural and wider New Zealand clients.

Defined by FMG

Relations
PRODUCED_BYFMG
Evidence
"FMG's home, car and contents insurances have been awarded the Consumer NZ 2019 & 2020 People's Choice Award out of all insurance providers in New Zealand. FMG covers vehicles including horse floats, trailers, and caravans, as well as a range of options for death, serious illness and injury affecting individuals, families, farms, or businesses." Insurance for Your Home, Car & Contents | FMG Insurance — published by FMG
"FMG also provides cover for third-party liability — if you, your escaped animals, or things on your property accidentally cause damage to someone else's property. FMG emphasises that your house and belongings are more than just items to be insured, and that having the right cover to protect the things that matter is central to their offering." Insurance for Your Home, Car & Contents | FMG Insurance — published by FMG