FMG is 100% New Zealand owned and operated.

Because we’re a mutual, our members are our owners and profits go straight back into the business, keeping your premium fair and affordable.

Like many Kiwi farmers, our legacy goes back a long way. We’ve been around for over a century, through rural New Zealand's highs and lows, and we’re in it for the long-haul.

We help you get ahead

For as long as you want to achieve bigger and better things, FMG promises to be there to help you make good calls. We're here to help put you in control of the risks and obstacles that could get in your way. Whether it’s online, on the phone or in-person, we believe in an advice-led approach that helps you succeed in the long term.

We cover rural New Zealand

No matter whether you're a farmer, grower, lifestyle block owner, rural or provincial business or homeowner, we have a range of insurance for rural, commercial and at-home risks, including Life & Health insurance.

We put you first

We believe every client should have insurance that suits them and not pay premiums for cover they don't need. We have teams right around the country ready to help. Whether it’s updating a policy, making a claim, or getting a damage assessment, you’ll deal directly with one of us -- either on the phone, or face-to-face.

FMG offers rural, business, lifestyle, household and life and health insurances so you can get the same high-level of support, advice, and cover across all areas of your life and business.