Milk is a key asset and keeping it pure is priority one on a dairy farm. There is a lot you can do to protect the integrity of your milk supply, from contingency, maintenance and training plans to having the right milk cover. Here are some tips to get you started.
We've also created a Milk Contamination Risk Advice Guide full of tips and advice to help you manage your milk quality.
FMG receives over 900 claims a year for milk spoilage and contamination, with over $2.6 million paid out in 2014/15. As a mutual, it’s our priority to help you reduce your exposure to milk losses, and to provide the right cover when you need it.
There are a range of causes of milk spoilage and contamination, with antibiotics accounting for just over a third of milk-related claims, followed by plant failure representing just over a quarter of claims. We also see claims due to process or human error, power failure, machinery breakdown or failure, wash water and cleaning, colostrum, birds and vermin.
Almost one third of our milk claims are related to antibiotics. You can reduce the risk of an antibiotic incident by:
We have insurance policies available to cover the milk in your vat, your liability should you contaminate others' milk in the tanker or at the dairy company, as well as contractual penalties from your dairy company should you supply contaminated milk. For the right cover for your business contact us.
Download this handy checklist or contact us and we can send you one. You can also order our useful Milk Vat Sticker to remind workers to turn on the chiller to avoid milk spoilage. Just fill in the form below and we'll get one out to you.