Cover for contents you use for your farming operations. Includes items like fencing equipment, tools, sprays, and generators.
If you have beehives, or seed, grain or harvested stores, you’ll need to specify these on your policy for cover.
Covers your contents if they are damaged or destroyed by a sudden, unintended and unforeseen event, or if they’re stolen.
There’s also the option of limiting your accidental loss cover to the causes noted in the policy. Check out the policy wording for a list of these defined events.
Covers up to $10,000 for reasonable additional costs to continue running your farm if there’s a disruption following a loss to your farm buildings or contents. If a higher level of cover is needed talk to us about our Business Interruption policy.
Your farm animals are insured for accidental death or if they need to be put down as a result of a vehicle accident while they’re being transported. This also includes accidents while the animals are being loaded or unloaded, or if they fall from the vehicle.
Cover for damage to your farm contents caused by an earthquake, volcanic eruption, tsunami, hydrothermal activity or landslip.
Repair or replacement of your farm contents to the same condition as when they were brand new.