We want our online communities to be places where people can share, discuss and discover great information and ideas, and seek expert advice on their insurance needs. So, we have a core core set of guidelines for everyone to follow to make sure our FMG communities are a place everyone can enjoy.

Comments come from the public

We do not verify all information shared by those commenting. The comments, opinions, and statements made by these individuals do not necessarily reflect the views, policies or practices of FMG Insurance and are the responsibility of those individuals who created the information.

Protect your personal information

Remember these are public forums and not private communications. Please do not reference any claims or share personal, account or policy information. For questions about an individual insurance matter, please contact your insurance provider.

Be courteous

The purpose of our communities is to share and inform. By sharing what you know, you can make a positive contribution to our communities. Differences of opinion are welcome but it is not permitted to post anything that is obscene or otherwise objectionable, or that could be used to harass, abuse or threaten others.

Stay on topic

Your comments should be relevant to the area or topic where they are placed. The posting of spam, commercial messaging, marketing materials, or content protected by copyright, trademark or other rights is not allowed. FMG communities are not places for current or former employees of FMG or FMG alliance partners to engage in business-related discussions.

Keep it safe

We want our communities to be a place everyone can feel safe. Do not post links to sites that contain viruses or malicious software. Do not post anything that violates the laws of your country, state, province or city.

Governing Law

By using this community, you agree that any actions related to such use will be governed exclusively by the laws of New Zealand. You also agree to personal jurisdiction in New Zealand. FMG conducts business in New Zealand exclusively.  By using this site you should not assume that FMG does business in any other country or location.

Your Content

FMG may reproduce your comments for business purposes. When you comment on this site, you are allowing FMG, and its licensees and affiliates, to have a permanent right to use your comments for FMG business purposes. This could include using, distributing, reproducing, changing or displaying the comments on this site or in any other form.

You are responsible for your actions

If another party makes a claim against FMG that is related to the comments you submit, to your actions, or to your use of this Service, you agree to indemnify and hold FMG, and its subsidiaries, affiliates, officers, employees, partners and licensors harmless from those claims or demands, which may include reasonable legal fees.

FMG reserves the right to delete any comment or ban any user, with or without notice, at any time and for any reason, including, without limitation, our judgment that the comments are of an inappropriate or offensive nature, or the user has otherwise violated these community guidelines. We reserve the right to modify or change these guidelines without notice. We reserve the right at any time and from time to time to modify or discontinue, temporarily or permanently, this service (or any part thereof) with or without notice. FMG holds the right to remove any comments deemed inappropriate or offensive.

Who to contact with questions

If you have any questions about our communities, or would like to report a misuse, you can send us a message through our Contact Us page.