Owning a lifestyle block often means more time on bikes, utes and tractors than behind a desk. From towing firewood to shifting stock, vehicles keep things moving, but too often avoidable accidents happen. Rollovers are one of the biggest risks, and most start with small oversights.

To help avoid accidents, here are practical tips based on FMG’s insights and claims data:

1) Driver ready

The best safety system on any vehicle is you. Fatigue after a long day is when mistakes creep in. Even bulky gloves that bump a lever can turn a safe descent into a sideways slide.

2) Check the load

Unbalanced trailers and overloaded quads are common in claims. Know your towing limits, secure your load, and distribute the weight correctly before heading off.

3) Quick walk around

A minute beats a month in the workshop. Check tyres, brakes and lights; lift the bonnet – birds build fast, and a nest near wiring can spark a fire. Keep the right extinguisher on board.

4) Scan ahead

Long grass hides ruts; narrow gateways snag trailers; steep or slippery paddocks shift stability. Take a moment to look ahead, assess the ground and plan your route.

5) Minimise distractions

Secure gear, connect Bluetooth, set your route – then keep your eyes up and wheels down and focus on the task at hand.

Why it matters

FMG sees thousands of quad and trailer rollover claims every year. A few mindful checks can turn a risky job into a routine one.

Eyes up, wheels down. It’s how you keep the freedom and productivity you bought the block for – without turning