With summer holidays approaching and a break away on the agenda for many of us, taking out domestic travel cover is well worth considering.

Jason Rolfe, Head of Client Strategy & Advice Services at FMG, says the Mutual’s travel insurance provider Cover-More, found that one in three of us who take a trip locally experience something unexpected.

“Cover-More knows that your luggage can be stolen as easily in Christchurch as it can in Calgary. If your child becomes unwell and you need to cancel your trip, it doesn’t matter if you were travelling to Auckland or Amsterdam,” says Jason.

With the borders closed, we’ve seen more New Zealanders look to a hire a campervan. When hiring a vehicle if you choose to reduce the insurance excess in case of an accident, the daily hire rate increases.

“It’s worth considering domestic travel cover which would cover all of your trip, including the insurance excess on a vehicle hire, often for less than you would pay the hire company.”

Domestic travel cover also protects you from travel delays, trip cancellations or amendments, loss or damage to luggage, loss of income, and personal liability.

“Plenty of us are talking about needing a break at the moment—make sure you have that extra peace of mind by taking out domestic travel cover before you head away,” says Jason.

Please note in respect of Covid-19: Cover-More have highlighted that if travellers had to, or choose to, cancel their trip due to a Covid-19 outbreak under the current domestic travel policy, there are no provisions for this.