We're rural insurance specialists.
We’ve been insuring rural and provincial New Zealand for over 115 years so have learnt a fair bit about rural risks and how to protect yourself against them. Your standard home, car and contents policies are unlikely to cover the items you’ll have on your block, and some of the events that might cause damage, so we've got policies that you can tailor specifically to your block and our advisers can talk you through some of the risks you may not know you'll need to be thinking about.
FMG insurance for lifestylers can include
Cover for when animals escape and cause damage to other people’s property or vehicles.
Cover for vehicles used on your block, like quad bikes, tractors and attachments, dirt bikes and trailers.
Cover for managed fires that get out of control and damage neighbouring properties.
Cover for your horses and other livestock animals.
Cover for your electric fencing, portable pumps, chemicals and fertiliser sprays.
Optional cover your beehives.
Optional cover for unintentional breaches of the Animal Welfare Act and Resource Management Act.
*This is a summary view of a range of our policies that cater to lifestyle block clients and is subject to our specific product documentation and underwriting criteria. For full details please download the policy wordings or get a free copy of any policy wording by calling us on 0800 366 466.
Cover to you might want to consider
At FMG we have specialist insurance to cover rural risks