We're rural insurance specialists.

We’ve been insuring rural and provincial New Zealand for over 115 years so have learnt a fair bit about rural risks and how to protect yourself against them. Your standard home, car and contents policies are unlikely to cover the items you’ll have on your block, and some of the events that might cause damage, so we've got policies that you can tailor specifically to your block and our advisers can talk you through some of the risks you may not know you'll need to be thinking about.

 

Request a quote

FMG insurance for lifestylers can include

Tick Icon

Cover for when animals escape and cause damage to other people’s property or vehicles.

Tick Icon

Cover for vehicles used on your block, like quad bikes, tractors and attachments, dirt bikes and trailers.

Tick Icon

Cover for managed fires that get out of control and damage neighbouring properties.

Tick Icon

Cover for your horses and other livestock animals.

Tick Icon

Cover for your electric fencing, portable pumps, chemicals and fertiliser sprays.

Tick Icon

Optional cover your beehives.

Tick Icon

Optional cover for unintentional breaches of the Animal Welfare Act and Resource Management Act.

*This is a summary view of a range of our policies that cater to lifestyle block clients and is subject to our specific product documentation and underwriting criteria. For full details please download the policy wordings or get a free copy of any policy wording by calling us on 0800 366 466.

Cover to you might want to consider

At FMG we have specialist insurance to cover rural risks

FMG customised a policy to suit us and our lifestyle block, rather than sledge-hammering a bunch of policies into one.

Jan Abernethy - Carterton lifestyle block owner
Read more

Keen to talk to one of our FMG advisers?

Fill in your details and we'll be in touch.

Tell us about you
What are you interested in?
What are you interested in?
Are you an existing FMG Client?
Are you an existing FMG Client?