Cover for your plantation, including trees you’ve harvested but haven’t transported yet.  

What we cover

The FMG Forestry policy automatically includes these covers and benefits.

Cover for sudden and unforeseen loss to your plantation caused by:

  • Fire
  • Lightning
  • Explosion
  • Malicious acts
  • Impact
  • Earthquake
  • Volcanic eruption
  • Landslip, as a direct consequence of an earthquake or volcanic eruption.

Optional extra

You can purchase this Optional Benefit for even more comprehensive insurance.

Cover for your trees aged ten years and over for loss caused by a windstorm. Cover is for up to 50% of the amount shown on your certificate for each block, to a maximum of $1,500,000, for all events during the insurance period. 

What we pay

If your entire plantation is destroyed we’ll pay the value you agreed to when taking out your policy, this is shown on your insurance certificate.


If part of your plantation is destroyed we’ll take the sum insured for that block and pay a proportion that matches the area of the destroyed trees.


Condition of Average applies to partial losses that are underinsured and any salvage revenue will also be taken off the final settlement amount.

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