Covers your livestock, including alpacas, cattle, deer, goats, llamas, pigs, and sheep.
Livestock in the open air are covered for accidental death from fire, electrocution, lightning, impact, stock worrying, explosion, smoke inhalation, hail, earthquake, flood, or objects falling from an aircraft.
Livestock housed in a building are covered for accidental death or theft.
Livestock individually specified on your policy are covered for accidental death if the vehicle they’re being transported in is involved in an accident.
Specified livestock can be individually noted on your policy and are covered for theft and death due to accident, injury, disease, illness, or humane destruction. Age limits and different levels of cover apply to specified livestock.
Your livestock, specified livestock and poultry are all covered for fair market value, up to the amount shown on your certificate.
Fair market value is the price, immediately before the loss, at which ownership of the animal would change hands between a willing buyer and seller, neither being under compulsion and both having reasonable knowledge of the relevant facts.