Covers your livestock, including alpacas, cattle, deer, goats, llamas, pigs, and sheep. 

What we cover

The FMG Livestock policy automatically includes these covers and benefits.

Livestock in the open air are covered for accidental death from fire, electrocution, lightning, impact, stock worrying, explosion, smoke inhalation, hail, earthquake, flood, or objects falling from an aircraft.  

Livestock housed in a building are covered for accidental death or theft.  

Livestock individually specified on your policy are covered for accidental death if the vehicle they’re being transported in is involved in an accident. 

Specified livestock can be individually noted on your policy and are covered for theft and death due to accident, injury, disease, illness, or humane destruction. Age limits and different levels of cover apply to specified livestock.

What we pay

Your livestock, specified livestock and poultry are all covered for fair market value, up to the amount shown on your certificate.

Fair market value is the price, immediately before the loss, at which ownership of the animal would change hands between a willing buyer and seller, neither being under compulsion and both having reasonable knowledge of the relevant facts.

Download policy

Please note this is only a summary of the product and is subject to our specific product documentation. For full details please download the policy wordings using the links below, or you can get a free copy by calling us on 0800 366 466.


Request an FMG adviser to make contact
What best describes your situation?*