Household Contents
FMG’s Household Contents policy covers your and your family’s personal items at home, and while you’re out and about anywhere in New Zealand.
This policy covers your personal effects if they’re damaged or destroyed, as well as covers your legal liability, including you as a tenant, if you accidentally damage someone else’s property, or injure somebody.
Farm Contents
FMG’s Farm Contents policy covers the contents you use for your farming operations, including fencing equipment, tools, sprays and generators.
You’ll need to specify if you have beehives, baled wool, seed, grain or harvested stores, if you want these items to be included in your Farm Contents cover.
Material Damage
Our Material Damage policy covers your commercial property, including buildings, contents, stock, portable plant and equipment, growing structures and growing plants.
This covers the cost of replacing key equipment, stock, contents and buildings that are essential to your operations.
Business Interruption
FMG’s Business Interruption policy covers you for financial loss or increased costs of working, if your business or farming operations have been impacted by a loss to your commercial buildings or contents.
This policy is linked to our Material Damage cover. It can be tailored to your specific commercial or farming needs. Talk to our team of specialist advisers to figure out the right cover for you.
Goods in Transit
FMG’s Goods in Transit policy covers your goods, refrigerated goods, and livestock while they’re being transported within New Zealand.
This is a specialist FMG product and is often linked to our Material Damage or Farm Contents policies. To find out if it's suitable for your needs, contact our team of advisers for more information.
Refrigerated Goods
FMG’s Refrigerated Goods policy covers your chilled, frozen, or refrigerated goods, including their container and packaging for accidental loss or damage.
This is a specialist FMG product. To find out if it's suitable for your needs, contact our team of advisers for more information.
