Farm Contents

Farm Contents

Cover for contents you use for your farming operations. Includes items like fencing equipment, tools, sprays, animal feed and generators.

If you have baled hay or deer velvet you’ll need to specify these on your policy for cover.

What we cover

The FMG Farm Contents policy automatically includes these covers and benefits.

Covers your contents if they are damaged or destroyed by a sudden, unintended and unforeseen event, or if they’re stolen.

There’s also the option of limiting your accidental loss cover to the causes noted in the policy. Check out the policy wording for a list of these defined events.

If keys you use to access your farm contents are lost or stolen we’ll pay reasonable costs to replace them and you won’t need to pay an excess. This also covers devices like electronic access cards and remote door openers.

Cover up to $5,000 towards the cost of refilling your fire fighting equipment after it’s been used to protect your farm contents from loss covered by this policy.   

If your farm contents are under threat from fire we’ll pay up to $5,000 to cover reasonable action you’ve taken to protect your property. 

Optional extras

You can purchase these Optional Benefits for even more comprehensive insurance.

Cover for damage to your farm contents caused by an earthquake, volcanic eruption, tsunami, hydrothermal activity or landslip.

What we pay

You can choose from two levels of cover - Nominated Replacement or Present Day Value.  

Repair or replacement of your farm contents to the same condition they were in just before the loss, think of it as similar to a second hand value. 

Repair or replacement of your farm contents to the same condition as when they were brand new.

Download policy

Please note this is only a summary of the product and is subject to our specific product documentation. For full details please download the policy wordings using the links below, or you can get a free copy by calling us on 0800 366 466.


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