Starting out Buying your first lifestyle block is a big undertaking. Trading in the city for a lifestyle block comes with a lot of perks but there are a lot more things to think about than just owning a standard house. So, we’ve put together some tips to help get you started.
Next steps If you’re upgrading your lifestyle block, it’s always good to get a few tips from people who’ve ‘been there, done that’. So here are some things we’ve learnt after many years as New Zealand’s leading rural insurer.
Getting serious If you’re looking to move to a bigger lifestyle block and turn it into a bigger operation than what you currently have, there are a few things to be thinking about like infrastructure, consents and making sure the land is suitable for what you want to use it for.
Lifestyle liability Most insurance protects your physical property but liability cover protects you if you or your animals damage other people's property by accident. It's one of the most important things to have covered when you're out on a lifestyle block.
Horses Lameness, tendon and ligament injuries, ulcers and colic make up most of the claims from horse owners insured with FMG. We’ve worked with the experts to put together a few helpful tips on how to avoid common injury and illness in your horse.
Rural theft FMG receives an average of over 1,500 claims a year for theft and burglaries which works out to be millions of dollars in lost items. FMG and NZ Police have teamed up to give you advice to avoid theft and burglaries on your rural property.
Apiary We know there’s a lot that goes into being an apiarist, including a bit of a risk. At FMG we want to make sure you know the common pitfalls so you can avoid any negative impact on your business due to an accident, loss, or theft.
Rural fires We know living in the country is a great way of life but if a fire does start in a rural area, it may take longer to detect and longer for emergency services to respond. We've got advice for you to be as prepared as possible.
House fires While insurance is there to cover damage to the physical structure and contents of your house, at FMG, we also know the emotional toll of losing your home to a fire. That’s why we want to help you reduce risks around your home and prevent fires from starting in the first place.