Why choose FMG?

You'll find that we're different to other insurers

Our business is taking control of risk - not avoiding it

A completely different insurer

Because we’re a mutual, our members are our owners and profits go straight back into the business, keeping your premium fair and affordable.

It’s all about you

We can help you mitigate and manage your risks with insurance cover that’s customised for you. Our people understand rural life and the business of farming.

Helping you get ahead

We’re constantly innovating to provide cover that adds real value to you and your business. The future of New Zealand farming is bright and we’re with you every step of the way.

100% NZ owned

100% New Zealand owned and operated for over 100 years.

WE'VE GOT THE RIGHT COVER FOR YOU

So what do you want to protect?

FMG has a range of products to choose from and can recommend an insurance solution to suit you. Our Rural Managers also provide expert risk and insurance advice for large scale operations.

Our cover

FMG has a range of products to choose from for rural and provincial businesses. Our Commercial Managers also work with you to provide expert risk and insurance advice for larger operations.

Our cover

You may know us as the rural specialists but we’ve got your residential needs covered too. We have a range of policies to cover you and your family’s possessions and home.

Cover for:

We’re here to protect what matters most. We help you identify risks that could affect you, your family, and your business and come up with a personalised plan to make sure you have a contingency strategy in place. 

Our cover

Client stories

See how the advice we gave made all the difference

Anton Evans

When Kaikoura’s Hunting and Fishing store was hit by the 2016 earthquake, the damage was devastating. But owner Anton Evans was thankful he’d taken FMG’s advice to double his Business Interruption cover.

Mark Hislop

When you’re milking 900 cows a day, having your shed suddenly taken out by an earthquake has a massive impact on your business. Mark Hislop managed to get through it all thanks to the cover he’d put in place with FMG. Cover that saved him over $200,000 in lost earnings.

Dave & Wendy

It’s not every day (or night) that you expect one of your cows to be hit by a passing car. But that’s exactly what happened in front of Dave and Wendy’s Matauri Bay dairy farm. The young driver who hit the cow wasn’t insured – but Dave and Wendy chose to cover him through their own FMG insurance.

Murray Bell

When Murray Bell came a cropper on his farm bike and badly damaged his shoulder, looking after his 360 hectare sheep and beef farm on his own was impossible. Luckily he’d taken FMG’s advice and covered himself for this kind of thing.

Giving Back

Investing in rural and provincial communities.

Farmstrong

Farmstrong, is an initiative to promote wellbeing for all farmers and growers across New Zealand.

FMG Stadium Waikato

FMG is pleased to be the naming rights sponsor of FMG Stadium Waikato.

FMG Young Farmer of the Year

Supporting the next generation. It’s the enthusiasm and ingenuity of young farmers that keeps our industry moving forward. Which is why FMG is proud to support young farmers however we can.

FMG Scholarships

FMG supports up and coming talent in a range of agriculture disciplines, to ensure the rural sector has the leaders it needs for tomorrow.