We do things differently at FMG
Advice
As New Zealand’s leading rural insurer, we know a fair bit about the type of accidents that lead to claims each year in rural and provincial New Zealand. We use that data to create specialised risk advice to help you make good calls.

100% NZ owned and operated
FMG was formed back in 1905, by farmers for farmers. We're 100% owned by our rural members with 30 local offices throughout regional New Zealand, meaning everything we do, we do for the good of the country.

We're a mutual
We're not just an insurance company, we're a mutual. At FMG, 100% of our profits go back into the business, to keep investing in rural and provincial New Zealand and keeping your premium fair and affordable.
